Laurie Marinelli Personal Insurance Manager, CPCU, CIC, AAI, AIS

According to the latest Federal Bureau of Investigation studies, US residences were burglarized nearly 1.6 million times in 2012. Approximately 66 percent of the thefts occur during the day on weekdays because people are often away from home. However, proper home theft prevention ideas and techniques can reduce the odds of a home burglary.

Consider the following loss control techniques to reduce your chances of suffering a home burglary.

  1. Lots of light at night can keep the burglars away after the sun goes down. Exterior lights with a motion-sensing switch should be installed; timers on lights are also recommended.
  2. Ask your neighbors to watch your home if you are away during the day. If you are on vacation, ask them to keep your front steps or driveway clear of newspapers and flyers.
  3. Invest in a burglar alarm with a central monitoring station. Research indicates that homes without security systems are about three times more likely to be broken into than homes with security systems. If a burglar knows that a house has an alarm, they are more likely to avoid that home.
  4. Property identification programs are another deterrent to burglary. Many of these programs involve stickers with your driver’s license number imprinted on them. These stickers are then placed (and become permanently imprinted) on all valuable personal property, such as stereos, televisions, and computers. This makes it more difficult for burglars to fence or pawn the property.
  5. Safeguarding dwelling components such as doors and windows makes it more challenging for burglars to enter the home. Many home security experts recommend that all exterior doors be 1¾-inch-thick solid wood, metal, or composite. Strike plates on door jams are typically installed with half-inch screws; however, these should be replaced with 3-inch-long screws so that locked doors cannot be kicked in quickly. Doors should also have deadbolt locks, with at least a 1-inch throw and a reinforced strike plate with 3-inch screws.
  6. Keep your garage door secure and locked even while you are home.

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At Murphy Insurance, we take great care in assessing your options for homeowners insurance to ensure you receive the most favorable value. Our dedication to serving you entails collaborating with highly rated insurance providers and conducting comprehensive assessments of available choices. We aim to achieve the ideal equilibrium between affordability and coverage that suits your needs. Please let us provide you with a customized homeowners insurance quote.