Entries by Murphy Insurance

April is Distracted Driving Awareness Month

Distracted driving remains a significant threat on the roads, with distracted driving-related crashes claiming the lives of at least eight individuals daily, according to the National Highway Traffic Safety Administration. As April marks Distracted Driving Awareness Month, take this opportunity to evaluate your driving habits and commit to making responsible choices to ensure the safety of yourself and others on the road.

10 Tips for What to Do at an Accident Scene

In the event of an accident, staying calm is essential for managing the situation effectively. Remember to prioritize safety by checking for injuries, calling the police, and exchanging necessary information with the other driver, while also documenting the scene and contacting your insurance provider promptly to initiate the claims process and ensure assistance during this stressful time.

New Year Traditions and Superstitions

As we bid farewell to the old and welcome the new, the New Year’s holiday brings forth a tapestry of traditions and customs from around the world. From the iconic descent of the New Year’s Eve Ball in Times Square to the belief in wearing red underwear for luck in Italy, each tradition carries its own unique significance, weaving together a rich cultural fabric as we embrace the promise of a fresh start.

Does your Business Comply with MA Independent Contractor Law?

Is your business compliant with Massachusetts Independent Contractor Law (MICL)? Established in 1990 and expanded in 2004, the law imposes a strict “three prong test” for classifying workers, affecting various industries beyond construction. Failure to adhere to the MICL can result in significant penalties, including fines and potential imprisonment, making it crucial for businesses to assess and rectify any misclassifications promptly.

How to Stop Receiving Mail Addressed to a Deceased Person

Dealing with mail addressed to a deceased loved one can be emotionally challenging and logistically frustrating. Whether you’re the Executor of their estate or simply a resident who shared their address, there are steps you can take to minimize the influx of such mail, from registering the deceased on the Deceased Do Not Contact List to requesting mail forwarding or contacting organizations directly to inform them of the death. Remember to handle such mail respectfully, as opening someone else’s mail without legal authorization is a federal offense.