Ensure your home is protected from potential oil spills with an “Escaped Liquid Fuel Endorsement,” providing coverage for fuel contamination to your property and beyond. Don’t risk costly out-of-pocket expenses—contact Murphy Insurance to discuss securing this essential coverage for your peace of mind.
In 2006, Massachusetts enacted “Nicole’s Law” after 7-year-old Nicole Garofalo’s tragic death from carbon monoxide poisoning. Despite its importance, many homes still lack mandated CO detectors, posing risks. Compliance remains low despite legal requirements for detectors in homes with fossil-fuel appliances or enclosed parking.
Encountering a deer on the road can evoke the “deer in the headlights” moment, highlighting the abruptness of the situation. With collisions being more prevalent from October to December due to increased deer activity, cautious driving is paramount to avoid accidents.
Fall often signals performance review season for many businesses, a process sometimes dreaded due to its time-consuming nature or overdue discussions. Seeking to alleviate this, conversations with HR managers can offer insights into streamlining and improving the process for all involved.
Social host liability laws, often referred to as “Dram Shop Liability,” are present in 43 states and offer recourse for injured parties, such as victims of drunk driving incidents, to sue those who served alcohol. Understanding these laws and taking precautions can help hosts mitigate their liability risks and ensure a safer environment for all guests.
Discover updates on the Massachusetts Paid Family and Medical Leave program: employer and employee contributions are delayed until October 1, 2019, and an adjusted contribution rate of 0.75% to ensure total funding for benefits from January 2021.
A Business Owner’s Policy (BOP) streamlines essential insurance for small businesses, offering property, liability, and business interruption coverage in one convenient package. However, eligibility hinges on factors like business size and revenue, with certain industries needing separate coverage due to unique risks.
Prepare for motorcycle season with comprehensive coverage. Ensure your policy includes protection for custom bike equipment, gear, and injuries, including coverage for bodily injury to guests and yourself by uninsured or underinsured motorists.
Prepare for your new responsibilities under the Massachusetts Paid Family and Medical Leave (PFML) law, effective July 1, 2019. Stay informed about compliance requirements and calculation tools available on the Mass.gov website or through your payroll service provider.
Discover the importance of personal watercraft insurance in ensuring financial protection for accidents on the water. Unlike homeowners insurance, specialized PWC coverage safeguards against bodily injury, liability, property damage, theft, and more, tailored to your needs and watercraft usage.