Workers’ compensation rules in Massachusetts are strict and sometimes misunderstood. Learn who must carry coverage, common exemptions, audit triggers, and costly compliance mistakes employers should avoid.
If your home insurance company requires repairs, acting quickly matters. Learn why insurers issue repair demands, common timelines, and how the right response can help you avoid cancellation or nonrenewal.
A backyard pool can provide endless fun, but it also comes with important safety and liability responsibilities. Learn practical pool safety tips that can help prevent accidents, protect loved ones, and reduce insurance risks.
Cyber insurance can help small businesses manage the impact of data breaches, ransomware, and fraud, but needs vary by business. Understanding coverage, planning ahead, and investing in employee training can help reduce cyber risk and avoid costly surprises.
National Safety Month is a reminder that workplace safety protects both employees and businesses. Learn how proactive safety planning can reduce claims, improve operations, and support stronger long-term risk management.
Home insurance is based on rebuild cost, not what your house would sell for. Understanding this difference helps homeowners avoid underinsurance and unexpected out-of-pocket costs after a major claim.
Regular HVAC maintenance helps improve comfort, lower energy bills, and prevent costly breakdowns. From changing filters to scheduling annual service, simple steps can keep your system running efficiently year-round and help protect your home from unexpected issues.
Many renters misunderstand what renters insurance does and does not cover. This article clears up common renters insurance myths and explains how affordable coverage can help protect your belongings and provide peace of mind.
Comprehensive coverage is part of an auto insurance policy and helps protect your vehicle from damage caused by non‑collision events such as theft, weather, or vandalism. Learn what comprehensive coverage includes, what it does not cover, and when it may be worth adding to your auto policy.
Employers have flexibility when defining health plan eligibility, but that discretion is limited by federal requirements under ERISA, the ACA, HIPAA, and Medicare rules. This overview outlines key eligibility do’s and don’ts to help employers stay compliant and avoid costly mistakes.