Safe Boating Checklist
Enjoying time on the water is exhilarating, yet it demands responsibility and caution for safety. Utilize this boating safety checklist, regardless of your experience level, to ensure preparedness and safety while navigating.
Author Archive for: murphyinsurstg
Entries by Murphy Insurance
Atlantic Hurricane Season to Have ‘Near-Average’ Activity
Colorado State University’s latest forecast for the 2023 Atlantic hurricane season predicts “near-average” tropical cyclone activity from June to November. While not expecting an unusually active season, it’s still important to stay prepared for any potential storms.
Why are Home Insurance Premiums Going Up?
We often encounter the question: “Why are home insurance premiums increasing?” Various factors can contribute to individual policy hikes, yet current market dynamics are driving up prices across the insurance sector.
Massachusetts Mulch Fires: Safety Laws and Safety Tips
As Spring arrives, it’s crucial for property owners to remember the safety hazards associated with landscaping and mulch application. Improperly discarded smoking materials can easily ignite mulch, leading to hundreds of fires annually, some of which can quickly spread to nearby structures.
Boat Insurance and Safety
Learn how to safeguard your vessel, yourself, and your passengers at sea. Delve into boat safety essentials and the importance of securing proper insurance coverage for smooth sailing and peace of mind on every voyage.
Grilling Safely
Every year, millions of Americans enjoy outdoor barbecues, but accidents can occur. According to the U.S. Fire Administration, approximately 5,700 grill fires occur annually, causing $37 million in damage, along with 100 injuries and 10 deaths, mostly due to malfunctioning gas grills, while thousands suffer burns requiring emergency room visits.
Before You Hit the Road: Tips for Vehicle Maintenance
As Memorial Day marks the start of summer, the excitement for family road trips begins. Before embarking on your adventure, ensure your vehicle is road-ready with essential checks like tire pressure, fluid levels, and the condition of belts and hoses.
Buying Disability Insurance
In today’s uncertain world, ensuring our financial stability is crucial, with disability insurance often overlooked in this protection. Understanding its significance is vital, as unforeseen accidents or illnesses can jeopardize our ability to work and earn income. This blog post explores the intricacies of purchasing disability insurance, providing insights and key considerations to empower informed decisions in safeguarding your livelihood.
Motorcycles are Everywhere…Share the Road
Motorcycle rider deaths made up 14% of all motor vehicle crash fatalities in 2018, with 4,985 lives lost despite a 5% decrease from the previous year, mainly occurring during the summer months. Motorists can improve safety by understanding motorcyclists’ challenges, such as visibility issues, and practicing habits like proper mirror use and signaling when changing lanes.
Do I Need Business Interruption Insurance?
While many prioritize property insurance for their business, the importance of contingency planning for temporary closures is often overlooked. Considering the potential impact of such closures is essential for business continuity and financial stability.