Can you Afford to Replace that Ring, Bracelet, etc.?

You would be heartbroken if a sentimental and expensive piece of your jewelry was lost or stolen, and you could not afford to replace it.

Insuring jewelry is different from insuring your other personal possessions. Standard homeowners, renters, and condo insurance policies generally have only a $1,000 specific limit in the event of theft. You can increase that amount to $3,000 with some companies; however, you probably would have a coverage gap for an expensive item such as an engagement ring.

Solve this problem by scheduling high-value jewelry on your policy, which provides separate coverage, eliminates the deductible, and provides coverage in situations of theft and loss of an item.