Business Continuation Lessons from Japan Disaster

The Japan earthquake and tsunami highlight the importance of protecting your business from supplier disruptions. While standard business interruption insurance covers damage to your facility, contingent business interruption insurance covers losses if a key supplier is affected. Manufacturers and other businesses should consider this additional coverage. Contact Murphy Insurance to learn more about how we can help protect your business.

Millikin joins Business Team at Murphy Insurance

Murphy Insurance Agency is pleased to welcome Maria Millikin as a Sales Executive in our Groton office. With seven years of experience in the insurance industry, including roles at Willis Group and Liberty Mutual, Maria specializes in helping businesses of all sizes, with a focus on the unique risks faced by health care organizations.

Understanding ACORD Certificate of Liability Insurance Changes in 2011

If your company needs to provide proof of liability insurance for business purposes, you’ve likely requested a standard ACORD Certificate of Liability Insurance. The insurance industry now uses an updated version (ACORD 25), which includes language changes that may affect you.

Murphy Insurance is a Toys for Tots drop-off location

Murphy Insurance Agency is proudly sponsoring a Toys for Tots Drive at its seven locations in Bolton, Groton, Harvard, Hudson, Marlborough, Mendon, and Medway. We invite the community to join us in supporting families in need this holiday season by donating new, unwrapped toys for children of all ages.

Cyber Liability…A Growing Concern for Businesses

If your business uses email, a website, or stores data electronically, it likely faces cyber risks. Cyber Liability insurance helps protect against those risks. Call Murphy Insurance at 800-222-8711 to learn more.

New Lead Paint Removal Regulations in Effect April 22, 2010

As of April 22, 2010, a new EPA law mandates that any renovations in homes or child-occupied facilities built before 1978 be carried out by certified contractors or renovators to prevent lead exposure.

New Massachusetts Commercial Motor Vehicle Inspection Requirements 2008

Since October 1, 2008, an annual enhanced Massachusetts Commercial Motor Vehicle Inspection has been mandated for single, full, or semi-trailers exceeding 3,000 pounds GVWR, as well as commercial vehicle/trailer combinations over 10,000 pounds GCVWR, and heavy-duty motor vehicles exceeding 10,000 pounds GVWR, including converter dollies.

Large Fines for Non-Compliance with Federal Regulations Recently Adopted by the MA DOT

The Commonwealth has adopted the majority of the Federal Motor Vehicle Safety Regulations as its own. We’ve had reports that a number of Massachusetts-only businesses have been stopped and ticketed for non-compliance with these new regulations promulgated by the MA DOT regarding commercial vehicles. Fines for non-compliance can be huge.

Workers’ Comp Requirements for Out of State Work: NH Enforcement Change

Are you crossing state borders for work? Ensure your Workers’ Compensation policy covers all workplaces to avoid penalties. Discover why Item 3A is crucial in your policy and learn from recent enforcement actions in New Hampshire, shedding light on state-specific compliance challenges.

Massachusetts Drivers Be Aware of New “Move Over Law”

Starting March 22, 2009, the Move Over Law aims to safeguard police, firefighters, tow truck drivers, and roadside workers. Drivers must switch to the adjacent lane or reduce speed when approaching a stationary vehicle with flashing lights, ensuring safety on the road.