Tropical Storm Arthur—a Reminder That Hurricane Season Has Begun
Hurricane Arthur marks the start of the 2026 hurricane season—now is the time for Northeast property owners to prepare with smart maintenance and insurance review tips.
Running a business in Massachusetts comes with its own set of risks, and the right insurance protects everything you’ve built. Our Business Insurance blog posts cover general liability, commercial property, workers’ compensation, and the industry-specific policies that many local businesses overlook. We explain how coverage requirements differ by business type and size, what a typical claim process looks like, and how to spot gaps in an existing policy before they become a problem. It’s practical guidance for owners who want to protect their business without wading through insurance jargon.
Cyber Insurance for Small Businesses | What It Actually Covers and What It Does Not
/0 Comments/in Business Insurance/by Murphy InsuranceCyber insurance can help small businesses manage the impact of data breaches, ransomware, and fraud, but needs vary by business. Understanding coverage, planning ahead, and investing in employee training can help reduce cyber risk and avoid costly surprises.
National Safety Month: Building a Safer Workplace and a Stronger Business
/0 Comments/in Business Insurance/by Murphy InsuranceNational Safety Month is a reminder that workplace safety protects both employees and businesses. Learn how proactive safety planning can reduce claims, improve operations, and support stronger long-term risk management.
Health Plan Eligibility: Do’s and Don’ts
/0 Comments/in Business Insurance/by Murphy InsuranceEmployers have flexibility when defining health plan eligibility, but that discretion is limited by federal requirements under ERISA, the ACA, HIPAA, and Medicare rules. This overview outlines key eligibility do’s and don’ts to help employers stay compliant and avoid costly mistakes.
Why Timely Notice Matters Under Claims-Made Liability Policies
/0 Comments/in Business Insurance/by Dave SchofieldClaims‑made liability policies require more than just having coverage in place. Timely notice of claims or potential claims is critical to preserve coverage and avoid unexpected gaps. This article explains how claims‑made policies work, how to identify if your policy is claims‑made, and practical steps businesses can take to stay protected.
Insurance Checklist for Owners of Vacation Rentals in New England
/0 Comments/in Business Insurance, Homeowners Insurance/by Murphy InsuranceVacation or seasonal rentals in New England face unique risks, including vacancy, severe weather, and increased liability. Use this insurance checklist to ensure your second home or short-term rental has the right protection in place.
Building Safety Month: Why It Matters for Property Owners and Insurance Protection
/0 Comments/in Business Insurance/by Murphy InsuranceBuilding Safety Month in May is a timely reminder that protecting your property starts with proactive safety practices. From routine maintenance to understanding insurance coverage, taking the right precautions can help property owners reduce risks, prevent costly damage, and ensure their homes or buildings remain safe and well protected.
Essential Roles of the Board in a Complex Risk Landscape
/0 Comments/in Business Insurance/by Murphy InsuranceAs risk environments grow more complex, boards of directors play a critical role in overseeing risk management and governance. This article explores essential board responsibilities, strategies to strengthen risk oversight, and how insurance solutions like D&O coverage can support today’s leaders.
Financial Literacy Month: Building Confidence in Your Financial Future
/0 Comments/in Business Insurance, Personal Insurance/by Murphy InsuranceApril is Financial Literacy Month, a time to strengthen your understanding of budgeting, saving, and planning. From managing daily expenses to protecting your assets with the right insurance, financial knowledge helps you make smarter decisions and build a more secure future.
500 Blog Posts and Counting: A Milestone Worth Celebrating
/0 Comments/in Business Insurance, Community, Personal Insurance/by Wayne TexeiraWe are celebrating our 500th blog post, marking years of consistently helping clients, partners, and communities navigate the complexity of insurance, reduce risk, and make more informed decisions through clear, practical, and easy-to-understand guidance they can rely on every day.