Steps to Take When Renewing Your Insurance

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Even without filing a claim, the rising costs of insurance are surpassing inflation due to various factors such as increased repair and replacement expenses caused by labor and supply chain disruptions. Moreover, the growing frequency and severity of accidents and weather-related disasters contribute to overall rate adjustments. Our team of insurance experts can assist you in securing the appropriate coverage at a competitive rate, ensuring you receive optimal value for your insurance investment.

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What’s the Difference Between Auto Policy Cancellation and Non-Renewal?

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Understanding the distinction between insurance policy cancellation and non-renewal is crucial. Discover the reasons behind potential non-renewal of your insurance policy to ensure clarity and preparedness.

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Consequences of Late Insurance Payments

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In the whirlwind of daily life, bills can accumulate, leading to the temptation to delay payments due to budget constraints. Yet, unlike other bills, insurance premiums hold greater consequences: late payments not only impact premium costs but also affect your insurability, highlighting the importance of timely payments to maintain coverage and financial stability.

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Why Ordinance or Law Coverage Can Be Important for Home and Business Properties

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Understanding how changes in building codes can impact rebuilding after a loss is crucial. Without proper coverage, such as Ordinance or Law Insurance, you may face unexpected expenses not covered by basic property insurance policies, leaving you vulnerable during reconstruction.

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Starting a Business? Know the Risk Factors that Go into Pricing Your Business Coverage

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Successful startups require vision, passion, and appropriate business insurance coverage. While launching a new venture can incur expenses, cutting corners on insurance is not advisable because of its critical role in safeguarding business interests.

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3 Tips for Avoiding Audit Surprises – Business Insurance Audits

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Based on your previous encounters with insurance audits, you likely view them as either routine or burdensome. To navigate audits more smoothly and prevent surprises, consider implementing these tips to streamline the process and enhance your business operations.

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Free Resources to Help Small Businesses Survive Severe Weather Events

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Small businesses face substantial risks from severe weather, but with IBHS’s free resources, owners can fortify their operations against potential disasters. By utilizing tools like OFB-EZ and EZ-PREP, businesses can streamline their planning, ensuring resilience and continuity in the face of adversity.

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Understanding Insurance Audits – Business Insurance Audits

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Opinions on insurance audits range from “no big deal” to “frustrating,” and as Insurance Agents, we hope they lean towards the former. Clear comprehension of audit purposes, accuracy in policy applications, and proper documentation maintenance can streamline the audit process for businesses, averting surprises.

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How to Prepare for Hurricane Season

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Prepare ahead to mitigate the devastating effects of hurricanes, which not only pose a threat to property but also to lives. Starting preparations before the storm’s imminent arrival is crucial, as waiting until a hurricane watch is issued might leave you with limited options for safeguarding.

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Massachusetts Mulch Fires: Safety Laws and Safety Tips

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As Spring arrives, it’s crucial for property owners to remember the safety hazards associated with landscaping and mulch application. Improperly discarded smoking materials can easily ignite mulch, leading to hundreds of fires annually, some of which can quickly spread to nearby structures.

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