Do I Need Business Interruption Insurance?

While many prioritize property insurance for their business, the importance of contingency planning for temporary closures is often overlooked. Considering the potential impact of such closures is essential for business continuity and financial stability.

Employee Lawsuits and EPLI Protection

Employing one or more individuals increases the likelihood of facing an employee lawsuit, regardless of your business’s size or structure. Small businesses, including family-run ones, are equally susceptible to such legal challenges as larger corporations.

Does your Business Comply with MA Independent Contractor Law?

Is your business compliant with Massachusetts Independent Contractor Law (MICL)? Established in 1990 and expanded in 2004, the law imposes a strict “three prong test” for classifying workers, affecting various industries beyond construction. Failure to adhere to the MICL can result in significant penalties, including fines and potential imprisonment, making it crucial for businesses to assess and rectify any misclassifications promptly.

Murphy Insurance Offices Open to Visitors on June 1, 2021

We are excited to announce that our offices are reopening on June 1, 2021, prioritizing visitor safety. Remote options are encouraged for efficiency, with limited in-person visits requiring appointments. Safety measures include mask requirements, social distancing, and hygiene protocols.

Toys for Tots 2020 Needs Your Help!

Due to the COVID-19 pandemic, our offices can’t host our annual Toys for Tots toy drop-off. Despite this setback, we urge you to support Toys for Tots at local drop-off points. Consider making your donation early to ensure toys reach children in need by December 9th.

Tips for Workers’ Compensation Policyholders During COVID-19

Amid the upheaval of COVID-19, businesses face operational shifts and workforce changes. Maintaining precise payroll records for workers’ compensation insurance is crucial, as it ensures accurate premiums reflecting altered operations and staffing during these challenging times.

Covid-19 – Insurance Related FAQs

During COVID-19, Murphy Insurance remains open with closed offices. Our staff assists via phone, email, or online, adapting quickly to any mandated measures for seamless service. Reach out directly for prompt assistance and updates on operational changes.

Toys for Tots Drive 2019…Please Donate by December 10

Join Murphy Insurance in spreading holiday cheer by dropping off new, unwrapped toys, books, or homemade gifts at any of our seven locations for Toys for Tots. Remember, the deadline for donations is December 10th, ensuring the Marines have time to deliver them to families in need before the holiday season.

Building an Effective Employee Performance Review Process

Fall often signals performance review season for many businesses, a process sometimes dreaded due to its time-consuming nature or overdue discussions. Seeking to alleviate this, conversations with HR managers can offer insights into streamlining and improving the process for all involved.

Contributions to Massachusetts Paid Family and Medical Leave (PFML) Program – Delayed for 3 Months

Discover updates on the Massachusetts Paid Family and Medical Leave program: employer and employee contributions are delayed until October 1, 2019, and an adjusted contribution rate of 0.75% to ensure total funding for benefits from January 2021.