Welcome to the Murphy Insurance Blog!

Welcome to our blog, where insurance meets real life without the jargon. We aim to simplify insurance topics, offering personal and business coverage insights and guidance. With a dedicated team, we’re here to share valuable information and engage with our readers. Stay tuned for updates!

Boating Safety Class Offered

This one-day basic boating course is designed for students aged 12 and up and meets the educational requirements for all states that mandate boater education. The course includes a Junior Operator Certificate test and is recognized across all 50 states. Insurance discounts may also be available for participants.

Class Dates: April 23rd, May 14th, or June 18th
Time: 8:00 AM – 4:00 PM
Location: Stoddard Army Center, 25 North Lake Ave, Worcester, MA
Cost: $45.00 (includes textbook, testing, and certificate of completion)

Avoid Ice Dams & Roof Collapse from Snow

Heavy snow accumulation on your roof can lead to ice dams or even roof collapse. Regularly remove snow, especially after large storms, using the right tools to avoid damage. For flat roofs, consider professional help due to safety risks. Additionally, ensure gutters are clear to help melted snow drain efficiently.

Massachusetts Snow Removal Law

A recent court ruling has changed snow removal laws in Massachusetts, significantly increasing the liability risk for property owners. Now, failing to promptly clear snow or ice—regardless of how it got there—can lead to costly lawsuits if someone gets injured.

Mobile Phone/Texting while Driving Law Effective September 30, 2010

Stay informed about the Massachusetts Safe Driving Law taking effect on September 30, 2010, which introduces new provisions. Familiarize yourself with the updated regulations to ensure compliance with the law.

Chapter 453 Acts of 2008: Homeowner Oil Heating System Upgrade and Insurance Law

Starting July 1, 2010, Massachusetts homeowners using oil for heating must upgrade their systems to prevent leaks. Insurance companies are now mandated to offer coverage for such incidents. Visit the Mass DEP website for detailed upgrade requirements, and contact a heating professional to assess your system’s needs.

Massachusetts Drivers Be Aware of New “Move Over Law”

Starting March 22, 2009, the Move Over Law aims to safeguard police, firefighters, tow truck drivers, and roadside workers. Drivers must switch to the adjacent lane or reduce speed when approaching a stationary vehicle with flashing lights, ensuring safety on the road.