Overlooking errors on your auto insurance application can result in significant consequences. Providing inaccurate information may lead to higher premiums, policy cancellations, or inadequate coverage during accidents.
Statistics reveal a stark reality: nearly 20% of the US population reports long-lasting disabilities, with a significant portion experiencing disability during their working years. Securing disability insurance is essential to safeguard against financial vulnerability in such circumstances.
Your landlord’s insurance covers repairs to the building in the event of a disaster if you rent a house or apartment. To safeguard your belongings and liability, renters or tenants insurance is essential.
Home insurance coverage varies based on factors like policy type and personal circumstances. Understanding these factors ensures you have adequate coverage tailored to your needs.
April is Distracted Driving Awareness Month, recognized by the National Safety Council. It aims to raise awareness about the dangers of distracted driving and urges motorists to minimize distractions while driving.
In ensuring your home is adequately covered for a disaster, it’s vital to avoid being underinsured, especially considering your home’s significance as a significant asset. To ensure adequate coverage, asking your insurance professional four key questions is crucial for peace of mind and protection.
When purchasing car insurance, it’s common to prioritize coverage for personal and property damage as well as liability. However, it’s equally important to consider coverage for scenarios where another party is at fault, as their insurance might not adequately cover damages or injuries, leaving you financially vulnerable.
Regardless of your financial status, legal actions can incur substantial defense costs, potentially causing financial strain, irrespective of the lawsuit’s outcome. Being sued, even without liability, can lead to significant financial burdens.
In insurance decisions, balancing coverage and budget is key. While cutting corners may seem wise, investing more initially for better protection can prevent hefty out-of-pocket expenses during claims. Avoiding common pitfalls ensures solid protection, from underinsuring homes to securing vital coverages like flood and earthquake insurance.
Regular insurance reviews are essential as our life circumstances evolve, ensuring our coverage aligns with our needs. Utilize these ten questions during your review to gauge if adjustments or discussions with your insurance professional are necessary.
Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.