Turkey Fryer Safety

The National Fire Protection Association (NFPA) strongly advises against using outdoor gas-fueled turkey fryers, citing significant safety risks associated with hot oil immersion. NFPA emphasizes the potential for devastating burns, injuries, and property damage, urging consumers to opt for safer alternatives such as professional establishments or “oil-less” fryers.

Thanksgiving Kitchen Safety Tips

As Thanksgiving approaches, prioritize safety while preparing your feast, as kitchen fires are a significant risk. According to the National Fire Protection Association (NFPA), Thanksgiving Day sees a substantial increase in home cooking fires, with 2021 witnessing a staggering 297% surge in incidents compared to the daily average.

Snow Plowing Liability for Completed Operations

For those involved in snow plowing, whether as a primary business or side venture, it’s crucial to ensure adequate liability coverage, especially for completed operations, alongside comprehensive auto insurance.

Recent amendments to Massachusetts laws in 2010 have heightened liability risks for property owners and snow plow contractors, underscoring the necessity of having appropriate protection measures in place.

What is Oil Spill Clean-Up Coverage? Why You Should Have It.

If your home relies on a heating oil tank, ensure you explore obtaining an Escaped Liquid Fuel Endorsement, also known as Oil Remediation coverage, for your home insurance. Home insurance policies commonly exclude coverage for fuel contamination to personal property, groundwater, and neighboring properties unless you have opted for Oil Remediation coverage, which is not automatically included. Considering that not all homes are heated with oil, it’s crucial to assess your insurance policy and potentially add this optional coverage to protect against potential liabilities.

Why You Need a Personal Umbrella Policy

Many people overlook the importance of the Personal Umbrella Policy, which offers substantial liability coverage against catastrophic losses. This policy supplements auto and homeowners insurance, providing higher limits and covering additional losses like libel or slander allegations.

Daylight Savings Time…a Good Time to Check Alarms

When adjusting the clocks for Daylight Saving Time changes, remember to ensure your smoke alarms and carbon monoxide detectors are functioning correctly, as advised by fire safety officials.

Keys to Properly Insuring Your Home

Regularly reviewing and updating your insurance is essential to safeguard both your home and financial stability in the face of significant fires or other disasters. It’s crucial to ensure you have adequate insurance coverage to rebuild and replace your possessions in the event of complete destruction to your home. Maintaining appropriate insurance coverage can mitigate the financial burden and help you recover from unforeseen calamities.

Halloween Safety: Trick or Treat Tips

Get ready to hear “Trick or Treat!” echoing through the spookiest days of the year. With Halloween festivities expanding beyond October 31st, communities host various events, making it essential to keep Trick or Treating and Halloween enjoyable and safe for everyone.

Halloween Safety: Home Safety Tips

Halloween rivals Christmas in festive spirit, evident in the elaborate decorations adorning neighborhoods. However, amidst the excitement, it’s important to consider insurance implications, especially when inviting guests or driving during the festivities.

Community & Volunteer-Related Liability Loss Exposures

Numerous individuals encounter community and volunteer-related loss exposures, particularly if they or a family member hold leadership roles in organizations such as community, charity, religious, not-for-profit, or political groups. Such roles may entail liability for decisions or actions taken within those capacities. Engaging in volunteer work or participating in community events also presents risks like personal injury or property damage liabilities, underscoring the importance of obtaining suitable insurance coverage to mitigate potential legal and financial consequences associated with such activities.