Insuring a Leased Car

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When leasing a car, purchasing your own auto insurance policy remains necessary, as the auto dealer or financing entity typically mandates collision and comprehensive coverage to protect the vehicle.

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Auto Insurance for Teen Drivers

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Welcoming a new driver into your family can be exciting and nerve-wracking for parents. While safety is paramount, navigating the financial implications—like soaring insurance costs and potential liabilities—requires proactive steps to ease the stress and ensure peace of mind.

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How to Prepare for Hurricane Season

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Prepare ahead to mitigate the devastating effects of hurricanes, which not only pose a threat to property but also to lives. Starting preparations before the storm’s imminent arrival is crucial, as waiting until a hurricane watch is issued might leave you with limited options for safeguarding.

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Pool Safety

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Whether you own a luxurious in-ground pool or opt for an inflatable kiddie pool, prioritizing safety is paramount. With approximately 7.4 million swimming pools and five million hot tubs in residential or public use across the United States, according to the Centers for Disease Control and Prevention (CDC), it’s crucial to note the alarming statistics: over 3,400 fatal unintentional drownings occur annually, with more than one out of five victims being children aged 14 or younger.

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Self-Storage Facilities: Insurance and Safety Tips for Storing your Stuff

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Ensure your insurance coverage extends to off-premises locations, safeguarding against theft and damage from perils outlined in your homeowners or renters policy. Whether you’re utilizing self-storage units to streamline your living space or for other purposes, adequate insurance coverage remains paramount in financially shielding your belongings wherever they may be stored.

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Flood Insurance: Storm Claims Q&A

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Many underestimate flooding’s potential, but heavy rainstorms or hurricanes can cause severe damage. Floods can occur not only near rivers and lakes but also in low-risk areas due to various factors, prompting discussion on the value of flood insurance for individuals.

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Prepare an Emergency Roadside Kit: Tips for Safe Driving

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Having an emergency roadside kit on hand can be a lifesaver in times of vehicular distress. A cell phone stands out as your lifeline for summoning assistance quickly. Paired with items like a first aid kit, flashlight, and essential repair tools, you’ll be well-prepared to navigate any unexpected roadside challenges.

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Fallen Trees: Storm Claims Q&A

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After a severe storm or hurricane, downed trees are a common sight in your vicinity, with home/property insurance usually offering limited coverage, insufficient for the potential damage from a falling tree.

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Does Home Insurance Cover Mold?

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Homeowners insurance offers mold damage coverage, but not in every case, as it depends on the cause and circumstances. While standard policies typically include limited coverage, additional coverage options are advisable, given the potential for mold to develop unnoticed, exceeding basic policy limits.

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Practice Good Driving Habits: Tips for Road Safety

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In the pursuit of safe driving, whether you’re a seasoned driver or just starting, it’s crucial to stay mindful of good habits and remain vigilant on the road. Remember to share the road responsibly with vulnerable users like motorcyclists, bicyclists, and pedestrians, prioritize eliminating distractions, and ensure everyone buckles up for every trip.

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