According to a recent survey, approximately 63% of U.S. adults plan to take at least one vacation this summer. Taking a trip and exploring the world is fun, but leaving your home unoccupied has some risks. Of course that doesn’t mean not to travel. It simply means that with some planning you can minimize those risks and reduce concerns while you’re away. Before departing, protect your property from accidents and criminals by considering the following precautions:

  • Unplug small appliances and electronics.
  • Lock all windows and doors.
  • Remove any house keys kept outside of your home.
  • Turn off your home’s water.
  • Ask a friend, neighbor or family member to keep an eye on your home.
  • Install motion-activated sensors on outdoor lights and set timers for indoor lighting.
  • Stop mail deliveries by visiting the U.S. Postal Service’s Website.
  • Arrange to have your lawn mowed.
  • Avoid alerting others that your home is unoccupied, such as by posting photos of your trip on social media.

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Depending on the type of policy, an insurance premium must be paid monthly, twice a year or annually. Each policy type will have also have a different premium amount based on the coverage and policyholder. It’s essential to understand how premiums are calculated so you can secure the best deal without sacrificing coverage.
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Homeowners Insurance

At Murphy Insurance, we take great care in assessing your options for homeowners insurance to ensure that you receive the most favorable value. Our dedication to serving you entails collaborating with highly-rated insurance providers and conducting comprehensive assessments of available choices. Our goal is to achieve the ideal equilibrium between affordability and coverage that suits your unique needs. Please let us provide you with a customized homeowners insurance quote.