New Hands-Free Law goes into effect February 23

In an effort to reduce distracted driving to prevent accidents, injuries and deaths, the new law, An Act Requiring the Hands-Free Use of Mobile Telephones While Driving bans the hand-held use of cellphones and other electronic devices while driving. The law becomes effective on February 23, 2020; therefore, now is the time to prepare and change habits.

What Drivers Can and Cannot Do Under the New Law:

  • Drivers cannot use a mobile electronic device unless the device is being used in hands-free mode. The law defines “hands-free mode” as using the device without the user holding or touching the device except that a device may require a single tap or swipe to activate, deactivate, or initiate the hands-free mode feature, i.e. devices using Bluetooth technology are allowed provided the use guidelines are met.
  • Drivers cannot look at texts, images or videos displayed on a mobile electronic device, with the exception that a driver may view a map generated by a navigation system or application on a mobile electronic device that is mounted on or affixed to a vehicle’s windshield, dashboard or center console in a manner that does not impede the operation of the motor vehicle.
  • Drivers stopped at a light or in traffic or on a public way cannot use a hand-held device. Drivers may use a hand-held device if the vehicle is stationary and not located in a part of the public way, i.e. pulled over to the side of the road or in a parking lot.
  • Drivers may use a hand-held device as an exception in response to emergencies including:
    • the vehicle was disabled;
    • medical attention or assistance was required;
    • police intervention, fire department, or other emergency services were necessary for the personal safety of the operator or a passenger or to ensure the safety of the public otherwise; or
    • a disabled vehicle or an accident was present on a roadway.

NOTE: The law does not apply to first responders who are on duty and driving emergency service vehicles.

You Can Be Pulled Over Just for Being On Your Phone

Unlike the previous no texting while driving law, the new law makes holding a cell phone or electronic device a primary offense, which means you can be pulled over just for being on your phone.

Fines and required education for offenses

Offenders of the law are subject to fines as follows:
  • First offense – $100 fine;
  • Second offense – $250 fine, and;
  • Third or subsequent offenses – $500 fine.

After a second or subsequent offense, operators will be required to complete an educational program on distracted driving prevention.

Your insurance will be impacted for repeat offenses

While a first or second offense is not categorized as a “surchargeable incident” under the statute, a third or subsequent offense will be considered surchargeable and will impact your insurance premiums.

Distracted driving due to the use of electronic devices is a serious problem. While this law addresses distractions due to mobile devices, distractions also exist in the form of driving while drowsy, level of activity inside the car, eating while driving, multitasking, and other situations. For your safety, we encourage compliance with the new law as well as to reduce and eliminate other distractions so that you can focus on the road and the task of operating your motor vehicle.

Being alert and avoiding distractions is the best way to avoid accidents…it saves money, it saves headaches, it saves lives.

Read an official copy of H.4203, which is the version of the Hands-Free Use Act that was signed into law.

Read Other Blog Posts

Apartment living room

Keep Your Home Safe While on Vacation

Taking a trip and exploring the world is fun, but leaving your home unoccupied has some risks.  Before departing, protect your property from accidents and criminals by considering the following precautions.
Male teen driver

5 Tips for Adding a Teen to Your Auto Policy

If your teen is approaching driving age, it may be time to start thinking about your plan for adding them to your auto insurance policy. Here are five tips to consider when adding a teen to your auto insurance policy.
Night driving

Understanding the Risks of Speeding

According to NHTSA data, speeding kills more than 12,000 people behind the wheel each year, contributing to nearly one-third (29%) of all traffic fatalities. With this in mind, it’s important to understand what causes speeding and how to prevent it.
Mold

Keeping Mold Out of Your Home

Mold not only damages your property, but it can also cause serious health complications after long-term exposure. With this in mind, try these prevention tips to keep mold out of your home.
Burglary

Tips for Preventing Home Burglaries

As a homeowner, you must protect your property from various risks, such as burglaries. To limit your chances of becoming the victim of a home burglary, consider the following steps for daily life.
Ensuring Peace of Mind: The Importance of Wedding Insurance

Ensuring Peace of Mind: The Importance of Wedding Insurance

Protect your big day with wedding insurance coverage. Whether safeguarding your attire, ensuring vendor reliability, or providing peace of mind against unexpected mishaps, we've got you covered so you can focus on making memories that last a lifetime.
Spring Cleaning for your Insurance

Spring Cleaning for your Insurance

As you tackle spring cleaning tasks, consider reviewing your insurance policies for any necessary updates. Ensuring your coverage is current and aligned with your needs offers peace of mind as you welcome the warmer seasons ahead.
Mistakes to Avoid when Applying for Auto Insurance

Mistakes to Avoid when Applying for Auto Insurance

Overlooking errors on your auto insurance application can result in significant consequences. Providing inaccurate information may lead to higher premiums, policy cancellations, or inadequate coverage during accidents.

Visit Our Auto Insurance Page

Auto Insurance

At Murphy Insurance, we are here to assist you in obtaining the appropriate auto insurance. Choosing the appropriate auto insurance coverage can be overwhelming. Every insurance company has its unique offerings, making it challenging to compare options effectively. That’s where we shine. We simplify the process by helping you evaluate provider and policy choices, seek out discounts, and optimize your car insurance within your budget constraints. Ultimately, our goal is to provide you with peace of mind, knowing that you and your loved ones are well-protected.