
🚫 Not true! Many people mistakenly believe they don’t need flood insurance because they don’t live in a designated high-risk flood zone. However, 20-25% of flood claims come from areas outside these high-risk zones. That’s nearly 1 in 4 claims!
🌊 Why Flood Insurance Matters Everywhere
Flooding can happen anywhere, whether it’s caused by heavy rains, rapid snowmelt, hurricanes, or even broken water mains. It doesn’t matter if you live in a low-risk or moderate-risk area—the financial impact of flooding can be devastating without proper coverage.
Did you know? You’re four times more likely to sustain a loss from flooding than from a fire over the course of 30 years. Yet, most homeowners underestimate the risks of water damage.
🏠 Homeowners Insurance Doesn’t Cover Flood Damage
One of the biggest misconceptions is that homeowners insurance will cover flood damage. Unfortunately, standard homeowners policies specifically exclude flood-related damages, leaving you vulnerable to expensive repairs and recovery costs.
💡 Take Action Now
Protecting your home with flood insurance isn’t just for those in high-risk zones. Floods can occur almost any where and without flood insurance you are at risk. Talk to Murphy Insurance to understand your flood insurance options and ensure you’re covered before disaster strikes. Floods happen unexpectedly—contact us today to be prepared for the unexpected..
Learn about our Flood Insurance Policies
Every insurance company has its unique offerings, making it challenging to compare options effectively. That’s where we shine.
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Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.
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