If my car gets hit and I don’t have collision coverage, can Murphy Insurance help? | Auto FAQ

Yes. This is called a “third-party” claim. While other agents may provide some general advice, they won’t help process the paperwork unless you have collision coverage.

At Murphy Insurance, we recognize that paying for collision coverage on an older vehicle may not make financial sense. We respect the decision to eliminate coverage to repair or replace your vehicle if you are responsible for an accident. However, you can still make a claim if another person hits your car and they are found to be at fault. At Murphy Insurance, we’re glad to help by providing guidance and helping you process the paperwork, regardless of whether or not you have collision coverage.

Our Claims Team is ready to assist you if you have a claim situation.

Increase to Accident Surcharge Thresholds Limits Effective July 1, 2015

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If my car gets hit and I don’t have collision coverage, can Murphy Insurance help? | Auto FAQ

Learn about our Auto Insurance Policies

Read our Auto Collision Blog Posts

What to Do After a Hit-and-Run

Gap Insurance

Auto Insurance in Hudson, MA: What You Need to Know

10 Tips for What to Do at an Accident Scene

Deer Collision Risk Peaks in November and December

Top 10 Small Business Property and Liability Insurance Claims

Thanks and Please Be Safe In the Kitchen & On the Road

Why You Need Uninsured Motorists Coverage

Reduce Your Exposure to Intersection Auto Accidents

Increase to Accident Surcharge Thresholds Limits Effective July 1, 2015

Massachusetts Senate Attempts to Increase Accident Surcharge Threshold Limits

Gender Related to Type of Car Crash

Don’t Risk a Lot For a Little

Five Insurance Lessons from ‘The Town’

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