Snow Load Alert…Protect Your Roof and Building

January 26, 2015||inBusiness Insurance, Personal Insurance|business insurance, homeowners insurance, personal insurance, snow removal

When winter storms cause heavy snow accumulations, property owners and residents of buildings, especially those with flat roofs, need to be aware of the weight loads and take precautions.

Snow Load Alert...Protect Your Roof and Building
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

Take Precautions to Protect Life and Property

  • Watch for falling snow and ice from roofs.
  • Don’t put untrained individuals on roofs to clear snow. Falls from roofs and possible exposure to electrical wires while on the roof are serious hazards.
  • Inspect roofs for leaks or structural deficiencies that may develop during the storm.
  • Make sure gutters, drains, and downspouts are clear of ice and debris.
  • Clear snow and ice away from exhaust vents that go through exterior walls.
  • Clear decks of snow to reduce stress on them.

After the Storm

  • Clear areas around downspouts so that water from melting snow has a path to flow away from the house or building.
  • Remove snow from side walls to prevent high snow mounds from pushing them in.
  • Temporarily shore up and brace dipping or sagging roofs or walls.
  • Look for improper operation of doors or windows, deflection of ceiling finishes or exposed beams, roof leaks, or sprinkler heads moved from their regular positions which could be signs of roof failure.

NOTE: We highly recommend hiring an experienced roofing professional to check the roof on your home. Be sure that they are adequately insured.

For your commercial building’s condition, contact a structural engineer or your local building official for an assessment.

If you have suffered storm damage to your property, please Contact Us or visit our Claims Center for more information.

Source: Hanover Insurance

Read Other Blog Posts

Toast

Holiday party etiquette & serving alcohol

Read more
Umbrella

The Value of Commercial Umbrella Insurance

In today’s increasingly litigious environment, lawsuits stemming from liability incidents have surged in frequency and severity, leaving many organizations with substantial losses. Fortunately, that’s where commercial umbrella insurance can help.
Read more
Commerical truck and car

6 Factors Driving Commercial Auto Losses

A variety of trends have contributed to the rise of commercial auto losses. Here is a look at the most significant factors driving commercial auto losses across the country.
Read more
What is Your Jewelry Worth? When Should You Update Appraisals?

What is Your Jewelry Worth? When Should You Update Appraisals?

Valentine’s Day approaches, often marked by the exchange of jewelry as a symbol of love. While insuring every piece may not be practical, it's advisable to consider insurance for expensive items, particularly those worn frequently.
Read more
Car on road

Gap Insurance

Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself.
Read more
Car outside of garage

Vehicle Storage Tips During Winter

As winter approaches, it’s time to think about safely storing your recreational vehicle to avoid damage from the harsh weather and roads. Utilize the following guidance to properly prepare and store your vehicle this winter.
Read more
Car stopped for pedestrian

Quiet Vehicles and Pedestrian Safety

Electric cars continue to make headlines, but anyone who’s had such a vehicle sneak up behind them while on foot knows how quiet they are. These vehicles, along with hybrid cars, run much more quietly than gas-powered cars—posing a serious risk to unaware pedestrians.
Read more
Wood-burning Stove

Wood-burning Stove Safety

The top source of fires in American homes comes from fuel-burning appliances—such as a wood-burning stove. Consider the following guidance to ensure safe operation of your stove—keeping you, your family and your home protected against the risk of a fire.
Read more
Outside lightbulbs

How to Reduce Winter Utility Bills

When outside temperatures begin to drop, one of the most costly consequences is the increased energy it takes to maintain a comfortable home temperature. With this in mind, consider these tips to reduce your monthly utility bills in the winter.
Read more

Visit Our Personal Insurance Page

Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.

Visit Our Business Insurance Page

Business Insurance

Murphy Insurance stands as your steadfast partner in safeguarding your business from unforeseen challenges in today’s dynamic business landscape. In an era where comprehensive business insurance is not just a prudent choice but a vital one for ensuring the long-term stability and security of your enterprise, we are here to offer our expertise. Running a business inherently entails various risks that can potentially impact your financial stability and reputation. Learn more about our comprehensive business insurance solutions, which are meticulously designed to protect you from these potential threats, granting you peace of mind necessary to focus on the growth and prosperity of your business.