When winter storms cause heavy snow accumulations, property owners and residents of buildings, especially those with flat roofs, need to be aware of the weight loads and take precautions.

Take Precautions to Protect Life and Property

  • Watch for falling snow and ice from roofs.
  • Don’t put untrained individuals on roofs to clear snow. Falls from roofs and possible exposure to electrical wires while on the roof are serious hazards.
  • Inspect roofs for leaks or structural deficiencies that may develop during the storm.
  • Make sure gutters, drains, and downspouts are clear of ice and debris.
  • Clear snow and ice away from exhaust vents that go through exterior walls.
  • Clear decks of snow to reduce stress on them.

After the Storm

  • Clear areas around downspouts so that water from melting snow has a path to flow away from the house or building.
  • Remove snow from side walls to prevent high snow mounds from pushing them in.
  • Temporarily shore up and brace dipping or sagging roofs or walls.
  • Look for improper operation of doors or windows, deflection of ceiling finishes or exposed beams, roof leaks, or sprinkler heads moved from their regular positions which could be signs of roof failure.

NOTE: We highly recommend hiring an experienced roofing professional to check the roof on your home. Be sure that they are adequately insured.

For your commercial building’s condition, contact a structural engineer or your local building official for an assessment.

If you have suffered storm damage to your property, please Contact Us or visit our Claims Center for more information.

Source: Hanover Insurance

Read Other Blog Posts

Car in snow

Tips for Driving in Extreme Weather

Driving in adverse weather conditions can be downright nerve-wracking. It can also be very dangerous. Being aware of how to modify your driving during heavy rain, snow and fog can help you stay calm and safe during your journey. Consider the following tips when driving in extreme weather.
Ice Dams A Winter Challenge for Homeowners

Ice Dams: A Winter Challenge for Homeowners

Read our blog post, Ice Dams: A Winter Challenge for Homeowners for some great tips on preventing ice dams and what to do in the case of ice dams on your roof. Ice dams are more than just an inconvenience—they can cause significant damage to your home. While prevention is the best strategy, ice dams can still form despite your efforts, so having a response plan is crucial. Ice dams occur when attic air warms to above freezing, causing snow on the roof to melt. As the water runs down the roof and reaches the colder edges, it refreezes, creating an ice dam. These dams block water from draining off the roof, causing it to pool and seep under shingles, into the attic, or along exterior walls.
Driving car

Does My Insurance Cover Pothole Damage?

Although potholes may be unavoidable, vehicular damage doesn’t have to be. Consider the following guidelines for avoiding pothole-related damage.
Frozen Pipes

How to Help Prevent Frozen Pipes

Frozen pipes can be an unnoticed danger, often going undetected until the weather begins to thaw. Here are some tips on how avoid frozen pipes and what to do if a pipe freezes.
Confetti

Start the Year Right: 10 Business Insurance Tips

The beginning of a new year is the perfect opportunity to reassess your business insurance policies. Here are 10 practical tips to optimize your business insurance and start the year on the right foot.
Fireworks

New Year, New You: Top 10 Personal Insurance Tips

As the new year kicks off, it’s a great time to check in on your personal insurance. Life changes quickly and making sure your coverage keeps up can save you stress down the road. Here are 10 helpful tips to help you feel confident and protected this year.
Happy co-workers

Fostering a Culture of Workplace Safety

Fostering a strong safety culture provides many benefits to an organization. This article explains what it means to have a strong safety culture, outlines associated benefits and provides strategies small businesses can implement to establish this type of culture.
People celebrating

Hosting Holiday Parties Responsibly: Tips for Personal & Business Gatherings

While it’s easy to get caught up in the fun, taking some simple precautions can prevent mishaps and protect you from unexpected situations. Here are some practical tips for hosting a safe and successful holiday party, with a focus on being prepared.
Holiday Decorations

10 Tips for Disaster-Free Holidays

From mishaps in the kitchen to accidents involving decorations, a little preparation can go a long way in ensuring your holidays stay merry and bright. Here are ten tips to help you enjoy a safe and disaster-free holiday season.

Visit Our Personal Insurance Page

Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.

Visit Our Business Insurance Page

Business Insurance

Murphy Insurance stands as your steadfast partner in safeguarding your business from unforeseen challenges in today’s dynamic business landscape. In an era where comprehensive business insurance is not just a prudent choice but a vital one for ensuring the long-term stability and security of your enterprise, we are here to offer our expertise. Running a business inherently entails various risks that can potentially impact your financial stability and reputation. Learn more about our comprehensive business insurance solutions, which are meticulously designed to protect you from these potential threats, granting you peace of mind necessary to focus on the growth and prosperity of your business.