Additional Living Expenses (ALE) refers to the costs incurred by individuals or families when their home becomes uninhabitable due to a covered peril, such as fire or natural disaster. This insurance provision covers expenses such as temporary housing, meals, and transportation that exceed ordinary living expenses until the home is repaired or replaced.

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Your Renters Insurance Guide

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Your landlord’s insurance covers repairs to the building in the event of a disaster if you rent a house or apartment. To safeguard your belongings and liability, renters or tenants insurance is essential.

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