Damage refers to the physical harm, loss, or destruction that occurs to property or persons covered by an insurance policy. Damage can result from various perils or causes, such as accidents, natural disasters, vandalism, theft, or other unforeseen events. Insurance policies provide coverage for damages to help policyholders recover financially from the consequences of covered losses.

Posts

Does My Insurance Cover Pothole Damage?

/0 Comments/in /by

Although potholes may be unavoidable, vehicular damage doesn’t have to be. Consider the following guidelines for avoiding pothole-related damage.

Read more

Protect Your Property This Winter: Tips to Prevent Costly Damage

/0 Comments/in /by

From frozen pipes to roof collapses, the risks of winter property damage are real for both residential and commercial property owners. The good news? Many of these issues can be avoided with proactive steps that save you money and help keep your insurance premiums manageable.

Read more

Top 10 Small Business Insurance Claims

/0 Comments/in /by

An analysis by The Hartford reveals that four out of 10 small businesses may face property or general liability claims within the next decade, with burglary and theft being the most common. However, the most expensive claim for small businesses involves reputational harm, encompassing issues like libel, slander, and privacy violations.

Read more