Flood Insurance

Flood Insurance is a specialized type of insurance coverage designed to protect property owners against damage caused by flooding. It typically covers losses related to water damage from overflowing rivers, heavy rainfall, storm surges, or other water-related events. Flood insurance policies may be purchased as standalone policies or as add-ons to existing homeowners or property insurance policies, providing financial compensation for repairs, replacement of damaged belongings, and other flood-related expenses.

Don’t hesitate to contact Murphy Insurance at 800 222 8711 or submit an inquiry via our Contact Us form to learn about our Personal Insurance.

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Get Your Coverage Updated Well Before a Storm

Amid Hurricane Arthur affecting the Atlantic coast, New England residents can find solace in forecasts suggesting the storm will remain offshore, potentially limiting damage to Fourth of July festivities. However, it’s crucial to remember to update insurance coverage well before an approaching hurricane, as insurance companies typically restrict changes to property coverage limits when a storm is imminent.

Hurricane Sandy One Year Later

Hurricane Sandy struck the East Coast on October 29, 2012, causing widespread devastation. A year later, coastal communities were still grappling with the aftermath, with many families and businesses facing ongoing challenges in rebuilding and financial recovery.

Lessons From Sandy…Get Flood Protection

Sandy’s impact was devastating, with flood waters inflicting the most severe damage. Standard insurance policies typically don’t cover flood-related losses, necessitating a separate flood insurance policy. Despite the risk, many opt out due to cost concerns or underestimation of the potential threat.