Homeowners Insurance is a form of property insurance designed to protect homeowners from financial losses and liabilities associated with owning a home. It typically provides coverage for damage to the home itself, personal belongings, liability for accidents on the property, and additional living expenses if the home becomes uninhabitable due to covered perils.
Here’s why homeowners insurance is important:
In summary, homeowners insurance is essential for protecting one of the most significant investments many people make in their lifetime—their home. By providing coverage for property damage, personal belongings, liability risks, and additional living expenses, homeowners insurance helps homeowners safeguard their financial security and peace of mind.
Don’t hesitate to contact Murphy Insurance at 800 222 8711 or submit an inquiry via our Contact Us form to learn about our Homeowners Insurance.
Severe winter storms can bring heavy snow, ice, and extreme cold. Learn how to prepare your home, protect your vehicle, prevent frozen pipes and power outages, and take practical steps to keep your family safe during harsh winter weather.
A well-maintained chimney is essential for keeping your home safe, as neglected chimneys are a leading cause of fireplace-related fires and carbon monoxide issues. With an estimated 20,000 chimney fires occurring each year in the U.S., routine inspections and cleanings play a critical role in reducing creosote buildup and preventing costly damage. By making chimney care part of your annual home-maintenance plan, you’ll protect your property and ensure your fireplace operates safely all season long.
A new year is the perfect time to review your insurance and personal risk management. Life changes, rising costs, and growing responsibilities can all affect your coverage needs. A quick annual check can help ensure that you and what matters most are properly protected.
Keeping your home and family safe should be one of your top priorities. Specifically, it’s important to protect your household from the risk of invasion. Fortunately, there are several things that you can do to bolster the security of your home. Consider these top security measures.
One of the most common causes of water damage within your home is often preventable. With this in mind, be sure to follow this guidance to keep water damage from wreaking havoc on your home (and your wallet).
The holidays are a time for joy, gatherings, and festive décor—but a few simple precautions can make all the difference. From checking your lights and keeping walkways clear, to kitchen safety, winter preparedness, and looking out for pets, these ten tips help you enjoy the season safely and stress-free. Make this holiday your safest yet!
The holiday season brings extra demands for businesses of all kinds. From increased traffic and seasonal staffing to year-end projects, it’s a busy time for operations. Here are ten practical tips to help keep your workplace safe, employees supported, and your business running smoothly through the season.
Holiday travel is one of the busiest times of the year, and a little preparation can make all the difference. From planning your route and preparing your vehicle to staying alert, flying smart, and protecting your home, these simple tips can help you enjoy a safer, smoother trip this Thanksgiving and holiday season.
Thanksgiving is a time for family, food, and celebration, but it is also the leading day for home cooking fires. Our Thanksgiving Kitchen Safety Guide shares simple tips to keep your kitchen safe, from staying focused at the stove to deep frying a turkey safely. Make this year’s holiday warm, joyful, and worry free.
Because spooky surprises are only fun when they’re part of the costume. From tripping hazards on dark walkways to costume mishaps and party liability, Halloween fun can come with hidden risks. Murphy Insurance Agency shares practical safety and insurance tips to help you keep your night frightfully fun and claim-free.