Host Liquor Liability Coverage is a type of insurance protection designed to safeguard businesses from potential liability risks associated with serving alcohol at events or functions that they host. This coverage is particularly relevant for establishments that may not typically sell alcohol but occasionally provide it at special events or gatherings, such as restaurants, banquet halls, event venues, and social clubs.
Hosting corporate events or leasing properties to tenants serving alcohol brings liquor liability risks. While a Commercial General Liability policy offers some coverage, exclusions exist for businesses involved in alcohol sales. Mitigate risks by hiring trained bartenders and exploring additional coverage options with legal counsel.
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