Hurricane Claims refer to insurance claims made by policyholders for damages or losses incurred as a result of a hurricane. When a hurricane strikes an area, it can cause widespread destruction to homes, businesses, vehicles, and other property, leading to significant financial losses for individuals and communities.

After filing a hurricane claim, insurance companies typically assess the extent of the damages and determine the coverage and compensation owed to the policyholder based on the terms and conditions of the insurance policy. It’s essential for policyholders to document the damages, keep records of expenses, and work closely with their insurance company throughout the claims process to ensure a fair and timely resolution.

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How to Keep Safe During a Hurricane

Hurricane season runs from June 1 to November 30, and the best way to protect your family, home, and business is to prepare in advance. From securing emergency supplies and reviewing evacuation plans to taking safety precautions during and after the storm, knowing what to do at each stage—watch, warning, and aftermath—can help minimize risks and ensure a smoother recovery.

Free Resources to Help Small Businesses Survive Severe Weather Events

Small businesses face substantial risks from severe weather, but with IBHS’s free resources, owners can fortify their operations against potential disasters. By utilizing tools like OFB-EZ and EZ-PREP, businesses can streamline their planning, ensuring resilience and continuity in the face of adversity.

It’s Peak Hurricane Season…Are You Financially Prepared?

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Flood preparedness goes beyond securing your home—it also means being financially ready. Many property owners underestimate their flood risk and the costs associated with flood damage. Investing in flood insurance and using tools like the Interactive Cost of Flooding Tool and the Animated Flood Risk Scenario Tool can help you assess potential impacts. Stay informed and take proactive steps to protect your family and finances before disaster strikes.