Hurricane Season is the period of time during which tropical cyclones, known as hurricanes, are most likely to occur in a particular region. In the Atlantic Basin, which includes the Atlantic Ocean, Caribbean Sea, and Gulf of Mexico, hurricane season officially runs from June 1st to November 30th each year. During this time, conditions such as warm ocean temperatures and low wind shear create favorable conditions for the development and intensification of hurricanes, posing heightened risks to coastal areas and communities in the affected regions.

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What to Do When a Hurricane Threatens

Hurricanes pose significant threats to both your family and your home’s safety. Prioritize learning how to secure your surroundings and safeguard your loved ones and property when facing an impending hurricane, ensuring comprehensive protection during these dangerous storms.

How to Keep Safe During a Hurricane

Hurricane season runs from June 1 to November 30, and the best way to protect your family, home, and business is to prepare in advance. From securing emergency supplies and reviewing evacuation plans to taking safety precautions during and after the storm, knowing what to do at each stage—watch, warning, and aftermath—can help minimize risks and ensure a smoother recovery.

How to Prepare for Hurricane Season

Prepare ahead to mitigate the devastating effects of hurricanes, which not only pose a threat to property but also to lives. Starting preparations before the storm’s imminent arrival is crucial, as waiting until a hurricane watch is issued might leave you with limited options for safeguarding.

Hurricane Season Insurance Checklist

Do you have a checklist for reviewing your insurance coverage? With hurricane season underway, it’s an opportune moment to ensure your homeowners or renters insurance is up to date. The Insurance Information Institute offers a convenient list to guarantee you’re adequately prepared for any potential storms.

2022 Atlantic Hurricane Season Forecast to be ‘Above-Normal’

The 2022 Atlantic Hurricane Season is expected to be “above-normal,” with 19 named storms, 9 hurricanes, and 4 major hurricanes. Home and business owners are advised to review their insurance policies, especially for flood coverage, and prepare by securing properties and creating emergency plans.

Hurricane Season to Have ‘Above-Average’ Activity

Forecasters predict an above-average 2021 Atlantic hurricane season, with 18 named storms, eight hurricanes, and four major hurricanes expected. Now is the time to review your insurance coverage and prepare your property for potential storm damage—contact Murphy Insurance for guidance.

2016 Hurricane Season is Here, Be Prepared

The 2016 hurricane season begins June 1, with NOAA predicting 4 to 8 hurricanes. Prepare by creating a disaster kit and reviewing your insurance—standard policies cover wind damage, but flood coverage requires a separate policy. Strengthen your home by trimming trees and securing windows, and consider buying a generator. Contact your agent to ensure your coverage is sufficient before the storm season.

It’s Peak Hurricane Season…Are You Financially Prepared?

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Flood preparedness goes beyond securing your home—it also means being financially ready. Many property owners underestimate their flood risk and the costs associated with flood damage. Investing in flood insurance and using tools like the Interactive Cost of Flooding Tool and the Animated Flood Risk Scenario Tool can help you assess potential impacts. Stay informed and take proactive steps to protect your family and finances before disaster strikes.

Get Your Coverage Updated Well Before a Storm

Amid Hurricane Arthur affecting the Atlantic coast, New England residents can find solace in forecasts suggesting the storm will remain offshore, potentially limiting damage to Fourth of July festivities. However, it’s crucial to remember to update insurance coverage well before an approaching hurricane, as insurance companies typically restrict changes to property coverage limits when a storm is imminent.

Hurricane Season Highlights Need for Flood Insurance

As hurricane season reaches its peak, many homeowners still lack flood insurance—leaving them vulnerable to costly storm surges and flood damage. Since standard policies don’t cover flooding, now is the time to secure separate flood insurance before the next storm hits.