Mold Insurance refers to coverage provided by an insurance policy for damages related to mold growth in a home or property. Mold insurance may be included as a component of homeowners insurance or commercial property insurance policies, depending on the insurer and the specific policy terms.

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Does Home Insurance Cover Mold?

Homeowners insurance offers mold damage coverage, but not in every case, as it depends on the cause and circumstances. While standard policies typically include limited coverage, additional coverage options are advisable, given the potential for mold to develop unnoticed, exceeding basic policy limits.