Personal Injury refers to bodily injury, sickness, disease, or death sustained by an individual as a result of an accident or incident covered by an insurance policy. Personal injury coverage is a component of various types of insurance policies, such as auto insurance, homeowners insurance, and general liability insurance.

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Cover Personal Injury Loss Exposures

Homeowners policies typically exclude personal injury claims like defamation unless a personal injury endorsement is attached. Manage these risks by monitoring social media activity, educating family members on online conduct, and considering additional coverage options like personal umbrella policies for comprehensive protection.