Personal Injury refers to bodily injury, sickness, disease, or death sustained by an individual as a result of an accident or incident covered by an insurance policy. Personal injury coverage is a component of various types of insurance policies, such as auto insurance, homeowners insurance, and general liability insurance.
Falls are one of the most common and dangerous accidents that occur at home and on the job—especially on staircases. In order to determine whether there are fall hazards within your home, be sure to ask yourself these key questions.
Interpreting the various types of coverage offered under your auto insurance policy can be tricky, but extremely beneficial. To help you develop a better understanding of your policy, here are six types of coverage that it may include.
Social media can lead to defamation lawsuits, especially when it comes to cyber libel. What you post online can be used against you in court, and standard homeowner policies don’t cover reputational damage. Consider adding a Personal Injury endorsement or a Personal Umbrella policy for extra protection.
Homeowners policies typically exclude personal injury claims like defamation unless a personal injury endorsement is attached. Manage these risks by monitoring social media activity, educating family members on online conduct, and considering additional coverage options like personal umbrella policies for comprehensive protection.
Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.