Safety refers to the proactive measures taken to minimize risks and prevent accidents, injuries, or property damage. Insurers often assess the safety practices and conditions of policyholders to determine premiums and coverage eligibility. Safety initiatives may include implementing security measures, maintaining safe premises, adhering to regulations and standards, and promoting employee training and awareness to mitigate potential liabilities and losses.

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Lawnmower Safety

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Annually, about 75,000 individuals sustain injuries from lawnmowers necessitating emergency room care, with the majority attributed to human error rather than mechanical malfunction.

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