A TNC (Transportation Network Company) Driver Endorsement extends insurance coverage to individuals who drive for ridesharing services like Uber, Lyft, or similar platforms. TNC driver endorsements are an add-on to personal auto insurance policies. This endorsement extends coverage to drivers while they’re using their vehicles for ridesharing purposes. It bridges the gap between personal auto insurance coverage and the insurance provided by the TNC.
Once you sign into a Transportation Network Company (TNC) app, your personal auto insurance ceases coverage for vehicle damage, property damage, bodily injury, and most other protections. Insurance policies provided by TNCs usually offer only limited coverage from logging into the app until picking up a fare.
Good news for Uber, Lyft, or other Transportation Network Company (TNC) drivers: certain insurance carriers now provide personal auto insurance policy endorsements, addressing coverage gaps. Plymouth Rock Assurance and Mapfre Insurance are among the companies offering these endorsements, bridging the insurance gap for TNC drivers.
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