If You Don’t Have Renters Insurance, You Aren’t Covered for Fires or Other Losses

Did you see any of the news reports below about apartment fires in Massachusetts? If not, please take a moment to click on a couple of them and then ask yourself.

“What would I do if this happened to me?”
“How would I get back on my feet?”

Dec 2016 – 22 Families Left Homeless After Apartment Fire in Methuen

Jan 2017 – Dozens Lose Apartments After 5-Alarm Fire Destroys Lynn Building

Mar 2017 – Fire Destroys Apartment Displaces 10 in Hardwick

Mistaken Assumptions You May Have

  • Your landlord’s insurance covers your personal belongings…it doesn’t!
  • Underestimating the cost of replacing all your belongings
  • Your landlord’s insurance covers someone injured in your home…it doesn’t!
  • Renters insurance costs a lot. It is typically less than $1.00 a day.

Fires are among the most devasting losses that can happen to an apartment dweller, but broken pipes, burglaries, and other situations can also cost money and cause stress. Unless you have renters insurance, your belongings aren’t covered, and neither is your personal liability. What if you caused a fire by accident that damaged other people’s property? You could be held liable and wouldn’t have any insurance to help protect you.

Getting Covered is Fast, Easy, and Affordable

For approximately $200 annually, you can have insurance that guarantees you’ll have money to replace everything you own and pay for extra housing expenses if needed. If you also carry auto insurance, you may receive a bundled discount and save up to 10%, which can offset some of the cost of obtaining renters insurance.

You can go online to get a renters insurance quote, or Contact Us to speak with one of our professionals. Answering a few quick questions gives us the information needed to provide you with a custom quote. In most cases, we can have you covered in no time.

Don’t keep putting it off. The next time you see a news report about an apartment fire, remember that those people never thought a fire would happen to them. It can happen to anyone, so be sure you’re protected to avoid a personal financial crisis.

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Visit Our Personal Insurance Page

Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.