Wayne Texeira,
Marketing Director, CFMP, AINS, AIS, API

Winter is making up for lost time.  While Massachusetts didn’t have that much snow in earlier winter months, February appears to be making up for it. The snow continues to accumulate this week, and there will be several more weeks of winter ahead. Property owners work constantly to clear driveways, parking lots, and sidewalks.  And, when we get this much snow, it’s essential to keep an eye on roofs and take steps to reduce the risk of damage from ice dams and excessive snow load weight.

As we continue through the remaining weeks of winter, please keep safety in mind. The last thing anyone should do to prevent damage is to create a hazardous situation. Shoveling snow off a slippery roof can be dangerous, so we highly recommend hiring a professional to do such work. We know many property owners make their attempts to remove snow, so please use extreme caution if you do so. Falling off a roof isn’t a risk worth taking.  Also, if not done correctly, some attempts to remove ice dams can cause damage, worsening a bad situation.

Hopefully, the links below to previously posted articles and other resources will help you manage winter-related risks to your property and person.

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Hosting Holiday Parties Responsibly: Tips for Personal & Business Gatherings

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Travel Smart: Holiday Safety Tips for Your Seasonal Adventures

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Protect Your Property This Winter: Tips to Prevent Costly Damage

From frozen pipes to roof collapses, the risks of winter property damage are real for both residential and commercial property owners. The good news? Many of these issues can be avoided with proactive steps that save you money and help keep your insurance premiums manageable.
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Decorate Safely During the Holidays

While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe throughout this holiday season, consider the following decorating tips.
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Thanksgiving Safety Tips for a Happy Holiday

Thanksgiving is a time to gather with loved ones, share a delicious meal, and reflect on all we’re grateful for.  To help you celebrate safely and ensure that your holiday is filled with joy, not unexpected mishaps. here are some tips to keep in mind.
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Vehicle Breakdown Safety Basics

No one ever plans to experience a vehicle breakdown. That’s why it’s important to plan ahead and be prepared in order to handle such a situation safely. Implement the following guidance to ensure you remain safe and injury-free in the event that you get stuck on the road.
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How Insurers Calculate Premiums

Depending on the type of policy, an insurance premium must be paid monthly, twice a year or annually. Each policy type will have also have a different premium amount based on the coverage and policyholder. It’s essential to understand how premiums are calculated so you can secure the best deal without sacrificing coverage.
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Preventing Drowsy Driving

Every year, the National Sleep Foundation organizes Drowsy Driving Prevention Week to raise awareness about the dangers of driving while fatigued.

Visit Our Homeowners Insurance Page

Homeowners Insurance

At Murphy Insurance, we take great care in assessing your options for homeowners insurance to ensure that you receive the most favorable value. Our dedication to serving you entails collaborating with highly-rated insurance providers and conducting comprehensive assessments of available choices. Our goal is to achieve the ideal equilibrium between affordability and coverage that suits your unique needs. Please let us provide you with a customized homeowners insurance quote.