Uber, Lyft and Other TNC Drivers…New Endorsement Covers Insurance Gap

October 6, 2017||inPersonal Insurance|Lyft, Sidecar, TNC driver endorsement, Uber, auto insurance, personal insurance

The Problem

If you drive for a Transportation Network Company (TNC), personal auto insurance policies STOP providing coverage for vehicle damage, property damage, bodily injury and most other coverages as soon as you sign into the TNC app. Typically, the insurance policies offered by TNCs only provide limited coverage during the time between you logging into the app and picking up a fare. However, it’s risky to allow your coverage to fluctuate depending on the situation because an accident can occur at any time.

Uber, Lyft and Other TNC Drivers...New Endorsement Covers Insurance Gap
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

The Solution

To solve this coverage issue, Mapfre Insurance and Plymouth Rock Assurance recently began offering a TNC driver endorsement. Effective November 1, Safety Insurance will also offer an endorsement to resolve this coverage gap. In the future, we anticipate other carriers following suit.  Previously, because there were no coverage options, many TNC drivers simply took on the risk in order to earn money; however, that risk is no longer necessary. Our professionals can help you evaluate which company offers the best solution depending on your overall needs. If you or someone you know drives for a TNC or are considering it, please contact us for assistance.

Read Other Blog Posts

Murphy Insurance Proudly Sponsors the Groton Road Race

Murphy Insurance Proudly Sponsors the Groton Road Race

Murphy Insurance Agency is proud to sponsor the 2026 Groton Road Race on May 3. With 5K, 10K, and Fun Run options, this beloved local event brings runners and families together to celebrate community, health, and one of Groton’s best traditions.
Read more
Plumbing & Water Damage | Homeowner's Manual Blog Series

Plumbing & Water Damage Prevention | Homeowner’s Manual Blog Series

Water damage is one of the most common and costly issues homeowners face, but many problems are preventable. From fixing leaks to maintaining sump pumps, simple steps can protect your home. Explore practical tips from Murphy Insurance’s Homeowner’s Manual to stay ahead.
Read more
Why Flood Insurance Matters

Why Flood Insurance Matters

Flooding can cause costly damage to homes and create health risks from mold, even outside high-risk zones. Because standard homeowners insurance excludes flood damage and losses are rising, flood insurance is a critical layer of protection for homeowners.
Read more
Massachusetts Boaters A New Safety Requirement You Need to Know Before Summer

Massachusetts Boaters: A New Safety Requirement You Need to Know Before Summer

Massachusetts boaters should be aware of a new safety law taking effect in 2026. Many operators will now need a boating safety certificate based on age. Learn who is affected, key deadlines, and how to complete an approved course before the season begins.
Read more
Why Umbrella Insurance Matters for Local Families in Bolton, MA

Why Umbrella Insurance Matters for Local Families in Bolton, MA

Umbrella insurance provides added liability protection beyond your home and auto policies—essential for Bolton, MA, families with high-value homes, teenage drivers, or those involved in recreational activities. Learn how Murphy Insurance can help you safeguard your future with affordable coverage tailored to your lifestyle.
Read more
Driver with phone

Preventing Distracted Driving

According to the National Safety Council, more than 3,000 people die each year as a result of distracted driving crashes. Keep reading to learn what you can do to reduce potential distractions while you drive—keeping both yourself and others safe on the road.
Read more

Financial Literacy Month: Building Confidence in Your Financial Future

April is Financial Literacy Month, a time to strengthen your understanding of budgeting, saving, and planning. From managing daily expenses to protecting your assets with the right insurance, financial knowledge helps you make smarter decisions and build a more secure future.
Read more
500 Blog Posts

500 Blog Posts and Counting: A Milestone Worth Celebrating

We are celebrating our 500th blog post, marking years of consistently helping clients, partners, and communities navigate the complexity of insurance, reduce risk, and make more informed decisions through clear, practical, and easy-to-understand guidance they can rely on every day.
Read more
Roof & Gutter Care Homeowners Manual

Roof & Gutter Care | Homeowner’s Manual Blog Series

Your roof and gutters are your home’s first line of defense against the elements. Learn how simple maintenance steps can prevent costly repairs, reduce water damage risk, and help avoid insurance claim issues. Stay ahead with practical tips every homeowner should follow.
Read more
PreviousNext

Visit Our Auto Insurance Page

Auto Insurance

At Murphy Insurance, we are here to assist you in obtaining the appropriate auto insurance. Choosing the appropriate auto insurance coverage can be overwhelming. Every insurance company has its unique offerings, making it challenging to compare options effectively. That’s where we shine. We simplify the process by helping you evaluate provider and policy choices, seek out discounts, and optimize your car insurance within your budget constraints. Ultimately, our goal is to provide you with peace of mind, knowing that you and your loved ones are well-protected.