Uber, Lyft and Other TNC Drivers…New Endorsement Covers Insurance Gap

October 6, 2017||inPersonal Insurance|Lyft, Sidecar, TNC driver endorsement, Uber, auto insurance, personal insurance

The Problem

If you drive for a Transportation Network Company (TNC), personal auto insurance policies STOP providing coverage for vehicle damage, property damage, bodily injury and most other coverages as soon as you sign into the TNC app. Typically, the insurance policies offered by TNCs only provide limited coverage during the time between you logging into the app and picking up a fare. However, it’s risky to allow your coverage to fluctuate depending on the situation because an accident can occur at any time.

Uber, Lyft and Other TNC Drivers...New Endorsement Covers Insurance Gap
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

The Solution

To solve this coverage issue, Mapfre Insurance and Plymouth Rock Assurance recently began offering a TNC driver endorsement. Effective November 1, Safety Insurance will also offer an endorsement to resolve this coverage gap. In the future, we anticipate other carriers following suit.  Previously, because there were no coverage options, many TNC drivers simply took on the risk in order to earn money; however, that risk is no longer necessary. Our professionals can help you evaluate which company offers the best solution depending on your overall needs. If you or someone you know drives for a TNC or are considering it, please contact us for assistance.

Read Other Blog Posts

Drowsy

Preventing Drowsy Driving

Every year, the National Sleep Foundation organizes Drowsy Driving Prevention Week to raise awareness about the dangers of driving while fatigued.
Read more
Smoke Detector

Daylight Saving Time Change: A Perfect Reminder to Check Your Smoke and CO Detectors

Daylight savings time is a perfect opportunity to keep your home safe by checking your smoke and carbon monoxide (CO) detectors. Time change days are memorable markers, making it easy to establish this habit without any extra reminders.
Read more
Flooding

Why Flood Insurance is Essential: Lessons from Hurricanes Helene and Milton

The devastating impacts of Hurricanes Helene and Milton have shown that flood risk isn’t limited to coastal areas. These storms have highlighted a crucial gap that individuals and businesses need to be aware of: flood damage is generally not included in typical home, condo, renters, or commercial property insurance, making a separate flood insurance policy essential for true protection.
Read more
Driving Car

Factors Affecting Your Car Insurance Rate

The cost of auto insurance is influenced by a wide range of factors. Together, these variables shape the overall cost of auto insurance. With this in mind, it can be helpful to better understand how the following elements may impact your rates:
Read more
Insurance Policy

Why Personal Liability Insurance is Essential for Homeowners, Condo Owners, and Renters

An essential part of home, condo & renter coverage often overlooked is personal liability insurance, which provides financial protection if you’re legally responsible for causing bodily injury or property damage to another person, both on and off your property.
Read more
Distracted Driving

How Distracted Driving and Texting Impact Your Auto Insurance Premiums

One major reason for auto insurance premiums going up is the rise in distracted driving, especially texting while driving. Distracted driving has become a leading cause of accidents, pushing up costs for insurance companies and, ultimately, leading to higher premiums for all drivers.
Read more
Apartment living room

Keep Your Home Safe While on Vacation

Taking a trip and exploring the world is fun, but leaving your home unoccupied has some risks.  Before departing, protect your property from accidents and criminals by considering the following precautions.
Read more
Male teen driver

5 Tips for Adding a Teen to Your Auto Policy

If your teen is approaching driving age, it may be time to start thinking about your plan for adding them to your auto insurance policy. Here are five tips to consider when adding a teen to your auto insurance policy.
Read more
Night driving

Understanding the Risks of Speeding

According to NHTSA data, speeding kills more than 12,000 people behind the wheel each year, contributing to nearly one-third (29%) of all traffic fatalities. With this in mind, it’s important to understand what causes speeding and how to prevent it.
Read more

Visit Our Auto Insurance Page

Auto Insurance

At Murphy Insurance, we are here to assist you in obtaining the appropriate auto insurance. Choosing the appropriate auto insurance coverage can be overwhelming. Every insurance company has its unique offerings, making it challenging to compare options effectively. That’s where we shine. We simplify the process by helping you evaluate provider and policy choices, seek out discounts, and optimize your car insurance within your budget constraints. Ultimately, our goal is to provide you with peace of mind, knowing that you and your loved ones are well-protected.