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Murphy Insurance2012-05-07 09:00:122024-07-22 17:58:36Documenting Antiques And Fine Art For InsuranceFor years, we’ve helped antique & fine art dealers and auctioneers protect their inventory and business. Our clients range from large well-known auction houses to small dealers in Massachusetts and beyond.
You have an antique specialty and so do we!
We hear many misconceptions about insurance protection options for auctioneers and antique dealers. Sadly, we’ve found that dealers and auctioneers both large and small often don’t have proper inventory coverage because they simply haven’t received good information about protection options.
Insurance for Antique Dealers, Fine Art Dealers & Auctioneers
We see a variety of situations that don’t have to occur such as:
- Not having insurance and simply hoping that nothing happens.
- Only insuring select items, which leaves much unprotected.
- Paying too much for coverage through “excess” insurance carriers.
Insurance Coverage Designed For Dealers & Auctioneers
“Traditional” property policies alone don’t typically provide the coverage you need and should expect for your inventory. The carrier we recommend has designed insurance programs that provide comprehensive protection, especially for antique / fine art dealers and auctioneers.
What’s Covered?
- items held for sale, both owned by you and consigned to you
- inventory of goods at your premises
- inventory of goods at other locations for exhibit and/or display
- inventory at auction or repair
- inventory while in transit
You’ll have coverage for breakage and water damage, which are often excluded by other carriers.
Flexible Valuation
Valuation of your inventory is a major concern from both monetary and documentation-required perspectives. These programs offer alternatives to “actual cash value” or “replacement cost” valuations, which aren’t easily applied for unique, rare and one-of-a-kind items that need protection.
Complete Coverage For Your Business
In addition to protecting your inventory, we can provide you with a complete protection plan for your antique or fine arts business that covers buildings, general liability, workers’ compensation, and more.
Don’t suffer a financial setback only to find out later that you could have afforded protection through us. Whether you run your business from home or have a dedicated business location, we can guide you in making smart decisions to build an insurance plan that protects your business and whole life, property + valuables + liability + car + workers comp + future.
Contact Us to discuss your needs and learn more about these unique programs. We work primarily with antique dealers and auctioneers based in Massachusetts, Connecticut, Maine, New Hampshire, Rhode Island and Vermont.
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Murphy Insurance2012-05-07 09:00:122024-07-22 17:58:36Documenting Antiques And Fine Art For Insurance
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Murphy Insurance2012-05-02 09:00:232024-07-22 13:52:39Consigning Property For Auction: Part 4 – Auction Fees