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Murphy Insurance2024-07-17 08:19:002024-11-14 21:54:03How Distracted Driving and Texting Impact Your Auto Insurance PremiumsThe perfect recipe takes planning, quality ingredients, and skilled execution. A great dining experience also starts with planning and managing the customer experience, including atmosphere, staff, and many other details. With all these moving parts, hospitality businesses face many unique risks, including fire damage, food spoilage, food-borne illness, employee or customer injuries, and other typical business risks.
Having proper Restaurant Insurance protection lets you focus your energy on what makes your restaurant a success while knowing you’re covered for the unexpected.
Murphy Insurance Agency understands the risks and exposures facing restaurant owners and can tailor a restaurant insurance protection plan for your needs. In addition to restaurant insurance solutions, we can assist you in managing exposures with access to various risk management tools to help you improve safety and prevent losses. Murphy Insurance is the trusted choice for restaurant insurance in Massachusetts and beyond.
Understanding The Insurance Needs Of Restaurants And Other Hospitality Businesses
We have years of experience working with hospitality and food service businesses, including:
- Cafes
- Casual, Family Restaurants
- Caterers
- Chain Restaurants
- Delis & Sandwich Shops
- Diners
- Fast Food or Quick Service Restaurants
- Fine Dining Restaurants
- Franchise Restaurants
- Function Facilities
- Ice Cream Shops
- Independently Owned Restaurants
- Pizza Restaurants
We primarily work with businesses in Massachusetts, Connecticut, Maine, New Hampshire, Rhode Island and Vermont.
Coverage Designed For Restaurants And Hospitality Businesses
We work with various regional and national insurance providers, which allows us to compare options to build the perfect solution for your business. A Business Owner Policy (BOP) combining a variety of coverages in one policy may be a good fit, or you may need a combination of separate policies. Our commercial insurance professionals will work with you to first understand your business’s exposures and then develop a comprehensive restaurant insurance protection plan, which may include:
- Commercial Property Insurance
- Building & Contents
- Improvements & Betterments
- Equipment Coverage
- Signs
- Business Liability Insurance
- General Liability Insurance
- Data Privacy / Cyber Liability Insurance
- Employment Practices Liability Insurance
- Foodborne Illness / Trade Name Restoration Protection
- Liquor Liability Insurance
- Business Interruption Insurance / Business Income Protection
- Commercial Auto Insurance
- Crime
- Employee Dishonesty
- Money & Security
- Burglary
- Workers’ Compensation Insurance
- Employee Benefits
Be Sure Your Business Is Well Protected
Ensure that your business has sufficient insurance protection before something happens. Let us review and compare your current program to our options. We’re glad to meet with you and review. Contact Us today to learn more about our restaurant insurance solutions in Massachusetts and beyond. Let us provide you with a second opinion on your current protection.
Read Our Business Insurance Blog Posts
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Murphy Insurance2024-07-17 08:19:002024-11-14 21:54:03How Distracted Driving and Texting Impact Your Auto Insurance Premiums
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Murphy Insurance2024-05-22 15:02:322024-08-15 15:23:56Cyber Risk Exposure Scorecard: Assess your risk